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Essentially, no matter your casino euro casino preferences, we’ve got you covered. Accord has tweaked rates down by 0.17 percentage points on its buy-to-let range. It is offering a five-year fixed rate at 4.97percent at 60percent LTV for house purchases, although there is a steep 1,995 fee. There is a two-year fix at 4.9percent (60percent LTV) with the same fee.
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It is offering a two-year fixed rate at 5.06percent with a 999 fee and a five-year deal at 4.74percent (both at 60percent LTV). Borrowers need to use Gen H’s partner legal service for conveyancing to get these rates. Barclays is offering a fee-free five-year fixed rate for remortgage at 5.33percent (60percent LTV) and an equivalent fee-free two-year equivalent at 6.3percent. Selected product transfer deals, for existing mortgage customers, will also be cut.
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However, the belief is that lenders have already priced such an increase into their own pricing strategies for mortgage products. It qualified the prediction by saying the UK housing market was “not out of the woods” and that stubborn inflation and rising mortgage rates could further dampen market activity. From tomorrow Accord’s two-year, three-year and five-year product transfer deals will increase by up to 0.12 percentage points. However, Accord’s change in criteria only brings it into line with that of other major lenders. It comes as other mortgage lenders are widening their lending criteria to align with competitors in the market and win more business in a contracting market .
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It has also joined the ranks of lenders offering deals at under 5percent. Scottish Widows, part of Lloyds Banking Group, is cutting five-year fixed rates on product transfer deals and for borrowers wanting a further advance . Five-year fixed rate deals for existing customers looking for a product switch start from 5.69percent with a 749 fee. Specialist buy-to-let lender Fleet Mortgages has cut two and five-year fixed rate deals for new borrowers, following a range of rate cuts last week. Among its deals the lender is offering standard BTL five-year fixed rates from 5.34percent (70percent LTV) with a 5percent fee. Halifaxhas cut selected fixed rate deals, including rates for residential purchase, first-time buyers, shared ownership, new build and large loans.